Dealers Insurance Programs

download (1).jpg

Program is designed to provide various commercial insurance coverages for Non-Franchised Used Car Dealerships whose primary sales are private passenger auto and or light trucks

  • Garage Coverage Form- Provides liability and Physical Damage coverage (as selected for garage operations and Automobile Dealers 

  • Liability Coverage for Premises,Operations, Products, Completed Operations and Garage Operations Involving the ownership, maintenance or use of covered autos        

  • Physical Damage-Coverage is applicable to the Named Insured's autos held for sale  

Maximum limit Auto Dealers Liability $1,000,000 CSL & Minimum limits $30,000 CSL  

Physical Damage Dealers open lot- from $50,000 Up to $400,000 

Uninsured Motorists Limit- Max $1,000,000 or as low as minimum $20,000 

Medical Payments(Premise Only) $500 to $5,000

Personal Injury Protection- Statutory

Fire Damage Liability -$50,000 to $1,000,000


  • Used Auto Dealers - Non-franchised private passenger autos and or light trucks

  • Named Insured must be a Corporation